Alleged source: vBankWorks / 2005/01/07
Subject: Valley Security Alert

Dear vBankWorks user,

Fraudulent activity has been registered on some of our accounts. Click here to prove your identity. Not proved accounts will be suspended.

Once you have confirmed your account records you will be able to continue using your vBankWorks Online Banking services.

Copyright © 2003 Valley National Bank, 1455 Valley Road, Wayne, New Jersey 07470.

This email arrived as white text on a white background, which didn't do a whole lot for its legibility!