cmdixon@charter.net Subject: Hello, I am Mr.Daniel Howard,an Accountant with LlOYDS TRUST BANK PLC, I am the personal Account Manager to late Mr Terry Collings,who has an account with our bank wort Ten Million Great British Pounds, I need you to stand as his next of kin so that you and I can share the funds, if you are intrested Please get in touch with me via my private email address: hwd208@yahoo.co.uk Regards Daniel Howard